NCBA Home Ownership offers flexible financing, expert support, and vetted properties to simplify and secure the buying process.
If you are looking to own a home, NCBA Property Finance is the place to look for trusted flexible solutions. Home purchase can be a complex process, especially if one does not pick the right financial partner to simplify the process and guide them through decision making.
With NCBA Bank, potential home owners have access to dedicated relationship managers to offer not only expert support but also access to vetted property listings with either bus or virtual tours of strategic ones. This is particularly important so that home owners do not fall into the risks of unconfirmed legal ownership, unregulated market value and poor-quality constructions.
Additionally, with features such as flexible repayment terms, customers can choose repayment plans that don’t strain them. They can even adjust their repayment periods based on their changing circumstances. NCBA also offers multi-currency options, joint applications for families, and penalty-free early repayments. In the end, the bank makes property ownership more accessible and inclusive, and the process more seamless.
See also – NCBA Bank Home Ownership Simplified in Five Easy Steps
For those who earn incomes in foreign currency, NCBA Bank has facilities in multiple currencies. This is an advantage to them since risks based on exchange rate fluctuations are minimized.
For joint mortgages, two or more applicants can combine their incomes for a larger loan, say spouses, siblings or parents and their children. This feature allows applicants to qualify for higher amounts, which can open access to more options for properties.
One of the biggest fears and sometimes impediment to loan and mortgage uptake is penalties. Towards this, NCBA allows early repayment of mortgages without penalties. For instance, a property owner can reduce the loan duration by making lumpsum payments or by increasing monthly remittances when their circumstances allow.
As mentioned earlier, the bank also provides access to vetted property listings. This goes a long way in helping clients to avoid unreliable agents and brokers, or problematic developments. This gives buyers a confidence boost that the properties they are opting for meet the quality, legal and valuation standards.
Clients cannot possibly navigate the property purchasing process on their own and NCBA avails relationship managers to support them through steps like document preparation, timelines and approvals. Hence, clients know what documents are required, the timeline for each step and their point of contact within the bank.
These features, and any others make NCBA Property Finance a go to for families and individuals looking to own property through a clear path and reliable support.
Here is a summary of the benefits that come with NCBA’s home ownership facilities.
- Access to more than one mortgage based on ability
- Free cover limit for loan amounts up to 40 million
- Joint mortgages
- Freedom to pay lump sum installments without penalties
- One does not need to be an NCBA Account holder but needs to open an account
- Dedicated relationship managers
- Tours to strategic properties
- Flexibility to select professionals like lawyers and valuers to work with
- Access to building plans, full professional services and expert advice by in-house Quantity Surveyors so that you can build your house without stress
- 9 months’ moratorium during construction period
For more information on NCBA Property Financing, check the bank’s website and fill out the contact form at the bottom of the page for further assistance.
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